N7 Banking

Loan Management System

Automated loan lifecycle solutions built to streamline servicing, boost efficiency, and ensure compliance.

Loan Originating System Channels

Our Loan Management System (LMS) is designed to be flexible, modular, and scalable across industries, offering centralized data storage, advanced credit assessment, and support for multiple loan types. It seamlessly integrates with third-party platforms, automates routine processes, and delivers real-time insights through a powerful MIS dashboard. Built with robust security and designed to support every stage of the financial ecosystem, the LMS ensures institutions stay agile, compliant, and future-ready.

Loan Management System - Workflow

The Loan Management System (LMS) workflow begins with data synchronization from the Loan Origination System (LOS), followed by loan schedule setup, documentation, and compliance checks. Once disbursement is authorized, the system manages payments, loan servicing, and delinquency tracking. Integrated modules for collections, recovery, and audit reviews ensure full lifecycle coverage, enabling institutions to manage loans efficiently, remain compliant, and reduce risk across every stage.

Loan Management System - Workflow Stages

The Loan Management System covers the full lifecycle of a loan in eight structured stages, from initial data synchronization and loan schedule setup to documentation, disbursement, and compliance. It continues through payment management, ongoing servicing, delinquency tracking, and ends with loan closure and audit review. Each step is supported by automated processes like EMI reminders, auto-debit setup, regulatory checks, and restructuring tools, ensuring accuracy, transparency, and operational efficiency throughout the loan journey.